これらのアプリケーションが担う業務
- 取引をわかりやすく
取引をカテゴリーに分類し、わかりにくい加盟店表記を読み解き、明細を支出別に内訳します。
- 与信判断の準備
返済能力の見通しを示し、与信稟議書を起案し、申込みを否決する際の通知を作成します。
- 顧客を支援
顧客の状況から家計の健全度を評価し、適切な対話のきっかけをつくります。
この業種のアプリケーション
Transaction Category Sorter
Returns every pasted statement line tagged with a spending category and a confidence level.
Merchant Descriptor Decoder
Turns cryptic card descriptors into a readable merchant name, location and likely purchase.
Statement Spend Breakdown
Gives an adviser a short read on where a customer's money went and what to ask about.
Financial Wellness Score
Scores a customer's cash flow, savings buffer, debt load and resilience out of 100.
Affordability Verdict Assistant
Returns a Pass, Refer or Decline verdict on a loan request with every calculation shown.
Adverse Action Notice
Drafts a compliant loan decline letter built only from the reasons you supply.
Credit Memo Drafter
Turns raw borrower facts into a structured credit memo for the loan committee.
Mortgage Offer Recap
Explains a mortgage offer to the borrower in plain language with the dates they must not miss.
Suspicious Activity Narrative
Drafts the narrative section of a suspicious activity report from the alert facts you enter.
Complaint Triage Router
Classifies an incoming banking complaint by type, severity, vulnerability signals and owning team.
Dispute Case Summary
Condenses a card dispute into a five-line factual case file with the missing evidence flagged.
Fee Jargon Explainer
Rewrites cryptic bank charges and fee codes into plain sentences a customer understands.
Account Notice Translator
Translates a customer account notice into another language with every figure and deadline intact.
Debt Payoff Sequencer
Orders a customer's debts into a payoff sequence and shows the monthly outlay it implies.
Savings Goal Planner
Works out the monthly contribution needed to reach a savings goal and any shortfall.
Onboarding Document Checklist
Lists the identity, address, tax and source-of-funds documents this account opening needs.
Arrears Call Script
Produces a compliant collections call script tailored to one customer's arrears situation.
Teller Question Desk
Gives counter staff a short spoken answer to a customer question, based only on your policy notes.
Card Product Matcher
Ranks your own card range against a customer profile and names the best fit with its break-even spend.
Open Banking Field Mapper
Maps an open banking payment payload onto your internal schema and returns the mapping code.
Sanctions Hit Adjudicator
Returns a true match, discounted or refer verdict on one sanctions screening alert with the deciding field named.
Customer Risk Rating
Rates a customer's money laundering risk low, medium or high with the driving factors set out.
Scam Intervention Script
Gives a bank agent a live script to pause and question a payment that looks like a scam.
Phishing Message Inspector
Classifies a forwarded message as likely genuine, suspicious or phishing and lists the signals behind it.
Recurring Charge Auditor
Pulls every repeating payment out of a statement and flags price rises, duplicates and forgotten trials.
Loan Covenant Extractor
Extracts every covenant, test date and reporting duty from a pasted facility agreement extract.
Credit Score Action Plan
Turns a credit report summary into ranked actions with the effort and timescale each one takes.
Remortgage Switch Comparison
Compares the customer's current mortgage deal with an offered one and says whether switching pays.
Business Cash Flow Read
Reads an SME's monthly inflows and outflows and names the working capital risks to raise with the owner.
Income And Expenditure Review
Totals a customer's declared income and outgoings into a surplus or deficit and flags the figures that look wrong.
Bereavement Response Letter
Drafts a warm, accurate letter telling a bereaved family what happens next with the accounts held.
Final Complaint Response
Drafts a final response letter answering every complaint point and stating the redress offered.
Monthly Budget Builder
Turns income and fixed costs into a monthly budget with an amount set aside for each category.
Household Bill Split
Splits shared household bills between people and gives the settling-up transfer each one owes.
Fund Factsheet Summary
Condenses a pasted fund factsheet into what it holds, what it costs and what could go wrong.
Investor Risk Profiler
Scores questionnaire answers into a risk profile band and highlights answers that contradict each other.
Regulatory Change Impact Note
Turns a pasted regulatory extract into who inside the bank is affected and what has to change.
Financial Promotion Review
Reviews marketing copy for a financial product and returns a pass, amend or block verdict with fixes.
Chargeback Reason Code Selector
Picks the chargeback reason code that fits a dispute and lists the evidence the scheme will expect.
Customer Call Note Builder
Turns messy agent call notes into a clean case record with follow-up actions and risk flags separated.
Fraud Recovery Action Plan
Gives a scam victim an ordered plan of what to do first, who to notify and what evidence to keep.
Pension Statement Explainer
Explains an annual pension statement in plain words, including charges and what the projection assumes.
Transfer Instruction Checker
Extracts a payment instruction from a customer message and lists every detail still missing.
Payslip Income Reader
Pulls the verified income figures out of uploaded payslips and separates the pay a lender can count from the pay it cannot.
Statement Red Flag Scan
Reads a bank statement export and lists the patterns an underwriter or financial crime analyst will have to ask the customer about.
Credit Agreement Key Facts
Turns a consumer credit agreement into the handful of numbers and clauses the borrower actually needs to see.
Portfolio Statement Digest
Summarises an investment valuation statement into holdings, movement over the period and the charges quietly coming out.
Self Assessment Walkthrough
Walks a taxpayer through their own tax calculation line by line and shows exactly where the bill came from.
Bank Detail Change Check
Judges whether a request to change payment bank details carries the markers of an invoice redirection scam.
Early Settlement Check
Explains a loan or mortgage redemption statement and makes clear what paying it off now really costs.
Valuation Report Conditions
Extracts the conditions, retentions and re-inspection requirements buried in a property valuation report.
Remittance Advice Decoder
Works out why an incoming payment landed short by reading the remittance advice or payment confirmation.
Receipt Expense Capture
Reads a photographed receipt, assigns it an expense category and says whether it passes the spending policy.
Cheque Detail Reader
Reads a photographed cheque and flags the mismatches that would send it back unpaid.
Screenshot Error Triage
Turns a customer's screenshot of a banking app error into a plain cause and the next step for the agent.
Asset Condition Photo Note
Describes the visible condition of an asset offered as security and drafts the note for the credit file.
アプリケーションの仕組み
- 業務を選ぶ
各アプリケーションは、その業種の業務を 1 つ担い、1 文で説明されています。
- フィールドに入力
アプリケーションが求めるフィールドに、メモ、メッセージ、文書の抜粋を貼り付けます。
- 回答を活用
コピー、送信、保存できる構造化された結果を読むか、Ultineo AI の API から取得します。
これらのアプリケーションに関するご質問
はい。各プランには、カスタマイズできるアプリケーションが一定数含まれており、フィールドや指示を自社のやり方に合わせられます。
フィールドで求められる内容だけです。たとえばメモ、メッセージ、文書の抜粋などです。業務に必要な範囲を超えて個人データを共有しないでください。
はい。Ultineo AI の API は、プロジェクトで利用できるすべてのアプリケーションを起動し、実行が完了すると回答を返します。