KI-applikasjoner for banker og privatøkonomi

Applikasjoner i denne bransjen

• Transaction Category Sorter

  Returns every pasted statement line tagged with a spending category and a confidence level.

• Merchant Descriptor Decoder

  Turns cryptic card descriptors into a readable merchant name, location and likely purchase.

• Statement Spend Breakdown

  Gives an adviser a short read on where a customer's money went and what to ask about.

• Financial Wellness Score

  Scores a customer's cash flow, savings buffer, debt load and resilience out of 100.

• Affordability Verdict Assistant

  Returns a Pass, Refer or Decline verdict on a loan request with every calculation shown.

• Adverse Action Notice

  Drafts a compliant loan decline letter built only from the reasons you supply.

• Credit Memo Drafter

  Turns raw borrower facts into a structured credit memo for the loan committee.

• Mortgage Offer Recap

  Explains a mortgage offer to the borrower in plain language with the dates they must not miss.

• Suspicious Activity Narrative

  Drafts the narrative section of a suspicious activity report from the alert facts you enter.

• Complaint Triage Router

  Classifies an incoming banking complaint by type, severity, vulnerability signals and owning team.

• Dispute Case Summary

  Condenses a card dispute into a five-line factual case file with the missing evidence flagged.

• Fee Jargon Explainer

  Rewrites cryptic bank charges and fee codes into plain sentences a customer understands.

• Account Notice Translator

  Translates a customer account notice into another language with every figure and deadline intact.

• Debt Payoff Sequencer

  Orders a customer's debts into a payoff sequence and shows the monthly outlay it implies.

• Savings Goal Planner

  Works out the monthly contribution needed to reach a savings goal and any shortfall.

• Onboarding Document Checklist

  Lists the identity, address, tax and source-of-funds documents this account opening needs.

• Arrears Call Script

  Produces a compliant collections call script tailored to one customer's arrears situation.

• Teller Question Desk

  Gives counter staff a short spoken answer to a customer question, based only on your policy notes.

• Card Product Matcher

  Ranks your own card range against a customer profile and names the best fit with its break-even spend.

• Open Banking Field Mapper

  Maps an open banking payment payload onto your internal schema and returns the mapping code.

• Sanctions Hit Adjudicator

  Returns a true match, discounted or refer verdict on one sanctions screening alert with the deciding field named.

• Customer Risk Rating

  Rates a customer's money laundering risk low, medium or high with the driving factors set out.

• Scam Intervention Script

  Gives a bank agent a live script to pause and question a payment that looks like a scam.

• Phishing Message Inspector

  Classifies a forwarded message as likely genuine, suspicious or phishing and lists the signals behind it.

• Recurring Charge Auditor

  Pulls every repeating payment out of a statement and flags price rises, duplicates and forgotten trials.

• Loan Covenant Extractor

  Extracts every covenant, test date and reporting duty from a pasted facility agreement extract.

• Credit Score Action Plan

  Turns a credit report summary into ranked actions with the effort and timescale each one takes.

• Remortgage Switch Comparison

  Compares the customer's current mortgage deal with an offered one and says whether switching pays.

• Business Cash Flow Read

  Reads an SME's monthly inflows and outflows and names the working capital risks to raise with the owner.

• Income And Expenditure Review

  Totals a customer's declared income and outgoings into a surplus or deficit and flags the figures that look wrong.

• Bereavement Response Letter

  Drafts a warm, accurate letter telling a bereaved family what happens next with the accounts held.

• Final Complaint Response

  Drafts a final response letter answering every complaint point and stating the redress offered.

• Monthly Budget Builder

  Turns income and fixed costs into a monthly budget with an amount set aside for each category.

• Household Bill Split

  Splits shared household bills between people and gives the settling-up transfer each one owes.

• Fund Factsheet Summary

  Condenses a pasted fund factsheet into what it holds, what it costs and what could go wrong.

• Investor Risk Profiler

  Scores questionnaire answers into a risk profile band and highlights answers that contradict each other.

• Regulatory Change Impact Note

  Turns a pasted regulatory extract into who inside the bank is affected and what has to change.

• Financial Promotion Review

  Reviews marketing copy for a financial product and returns a pass, amend or block verdict with fixes.

• Chargeback Reason Code Selector

  Picks the chargeback reason code that fits a dispute and lists the evidence the scheme will expect.

• Customer Call Note Builder

  Turns messy agent call notes into a clean case record with follow-up actions and risk flags separated.

• Fraud Recovery Action Plan

  Gives a scam victim an ordered plan of what to do first, who to notify and what evidence to keep.

• Pension Statement Explainer

  Explains an annual pension statement in plain words, including charges and what the projection assumes.

• Transfer Instruction Checker

  Extracts a payment instruction from a customer message and lists every detail still missing.

• Payslip Income Reader

  Pulls the verified income figures out of uploaded payslips and separates the pay a lender can count from the pay it cannot.

• Statement Red Flag Scan

  Reads a bank statement export and lists the patterns an underwriter or financial crime analyst will have to ask the customer about.

• Credit Agreement Key Facts

  Turns a consumer credit agreement into the handful of numbers and clauses the borrower actually needs to see.

• Portfolio Statement Digest

  Summarises an investment valuation statement into holdings, movement over the period and the charges quietly coming out.

• Self Assessment Walkthrough

  Walks a taxpayer through their own tax calculation line by line and shows exactly where the bill came from.

• Bank Detail Change Check

  Judges whether a request to change payment bank details carries the markers of an invoice redirection scam.

• Early Settlement Check

  Explains a loan or mortgage redemption statement and makes clear what paying it off now really costs.

• Valuation Report Conditions

  Extracts the conditions, retentions and re-inspection requirements buried in a property valuation report.

• Remittance Advice Decoder

  Works out why an incoming payment landed short by reading the remittance advice or payment confirmation.

• Receipt Expense Capture

  Reads a photographed receipt, assigns it an expense category and says whether it passes the spending policy.

• Cheque Detail Reader

  Reads a photographed cheque and flags the mismatches that would send it back unpaid.

• Screenshot Error Triage

  Turns a customer's screenshot of a banking app error into a plain cause and the next step for the agent.

• Asset Condition Photo Note

  Describes the visible condition of an asset offered as security and drafts the note for the credit file.

Spørsmål om disse applikasjonene

Kan en applikasjon følge måten vi jobber på?

Ja. Hver plan inkluderer et antall applikasjoner du kan tilpasse, slik at feltene og instruksjonene deres følger din egen praksis.

Hva må vi oppgi?

Bare innholdet feltene ber om, for eksempel notater, en melding eller et utdrag av et dokument. Del ikke flere personopplysninger enn oppgaven krever.

Kan vi kjøre disse applikasjonene fra vår egen programvare?

Ja. API-et til Ultineo AI starter alle applikasjoner prosjektet ditt kan bruke, og returnerer svaret når kjøringen er ferdig.