Aplikacje AI dla ubezpieczycieli i brokerów

Aplikacje dla tej branży

• FNOL Triage Router

  Turns a first-notice-of-loss call into a routed claim ticket with line of business, peril, team and urgency.

• Claim File Digest

  Condenses messy adjuster file notes into a dated event recap, a current position and the next actions.

• Plain Policy Rewrite

  Rewrites a policy clause into plain language a policyholder can actually understand, keeping every condition intact.

• Loss Run Insights

  Reads a pasted loss run and returns claim totals, the largest losses, the dominant cause and underwriting comments.

• Coverage Gap Scan

  Compares a client's current coverages against what their business actually does and lists the likely gaps.

• Renewal Outreach Draft

  Writes a short renewal email inviting the client to review the account before the expiry date.

• Claim Severity Grade

  Grades an incoming claim from one to five for severity and tells the adjuster what to do first.

• Subrogation Screen

  Says whether a paid claim is worth pursuing against a third party and what evidence is still missing.

• Denial Notice Draft

  Drafts a respectful claim declinature letter that applies the quoted policy wording to the claim facts.

• Submission Field Capture

  Pulls the structured submission fields out of a broker's new-business email so the file can be keyed in.

• Endorsement Request Parser

  Reads a client's mid-term change request and outputs the endorsement fields plus what still needs confirming.

• Fraud Indicator Sweep

  Flags recognised fraud indicators in a claim narrative and recommends whether to refer it to investigators.

• Injury Report Simplifier

  Turns a clinical injury narrative into a plain-language brief a non-medical bodily injury adjuster can act on.

• Quote Comparison Brief

  Compares competing insurer quotes on premium, limits, deductibles and exclusions and explains the trade-off.

• Complaint Response Draft

  Drafts a point-by-point complaint reply stating whether each grievance is upheld and what happens next.

• Certificate Wording Check

  Says whether a requested certificate of insurance wording can be issued against the coverages actually held.

• Policy Notice Translator

  Translates a policyholder notice into another language while preserving every deadline, limit and legal term.

• Objection Practice Partner

  Role-plays a prospect raising a chosen objection, then coaches the agent through three ways to answer it.

• Underwriting Risk Grade

  Grades a submitted risk from one to five and names the information needed before a quote can be released.

• Claims Call Opener

  Gives the claims handler a ready call opening, an empathy line and the first three questions to ask.

• Repair Estimate Review

  Reviews a contractor's repair estimate line by line against the damage described and flags the questionable items.

• Total Loss Decision

  Says whether a damaged vehicle or property should be repaired or written off, and what still needs checking.

• Recorded Statement Script

  Builds an ordered question script for taking a recorded statement about a specific loss.

• Settlement Breakdown Note

  Writes a customer-facing note explaining exactly how a claim payment figure was reached.

• Demand Letter Digest

  Condenses a claimant lawyer's demand package into the allegations, the amounts claimed and the deadline given.

• Claim Evidence Checklist

  Lists the documents and proofs still needed to progress a claim, and who has to supply each one.

• File Quality Audit

  Scores a closed claim file against handling standards and names what the handler should have done differently.

• Adjuster Instruction Brief

  Drafts the letter appointing a loss adjuster or expert, with the scope and the questions their report must answer.

• COPE Property Profile

  Extracts construction, occupancy, protection and exposure facts from a property description into a structured profile.

• Appetite Match Check

  Says whether a submitted risk fits the underwriting appetite you paste in, and exactly where it falls outside.

• Submission Decline Note

  Writes a courteous note declining a broker's submission and saying what would make it acceptable.

• Referral Authority Memo

  Turns a risk that exceeds your authority into a referral memo asking a senior underwriter for a decision.

• Survey Recommendation List

  Turns risk survey findings into prioritised recommendations with an owner and a suggested condition of cover.

• Location Schedule Parser

  Turns a messy pasted schedule of values into clean per-location rows plus the totals those rows contain.

• Treaty Slip Summary

  Summarises a reinsurance slip or treaty extract into the terms a cedant needs at a glance.

• Life Disclosure Review

  Reads an applicant's health and lifestyle disclosures and lists the follow-up questions and evidence to request.

• Benefits Plan Explainer

  Explains an employee benefits option in plain language so staff see what it covers and what it costs them.

• Illustration Plain Summary

  Explains what a life or annuity illustration actually shows, in plain language and without any advice.

• Conduct Call Review

  Scores a sales or servicing call transcript against conduct expectations and flags every line needing coaching.

• Ad Wording Compliance

  Scans insurance marketing copy for unsupported promises, missing caveats and wording a regulator would challenge.

• Vulnerability Signal Check

  Flags signs of customer vulnerability in a call note and says how the handler should adjust their approach.

• Policy Summary Sheet

  Turns a full policy schedule into a one-page client summary of cover, limits, excesses and key conditions.

• Market Submission Letter

  Writes the cover letter that presents a risk to underwriters alongside the submission pack.

• Coverage Position Note

  Applies the policy wording you paste to a described incident and returns an indicative coverage position.

• Insurance Jargon Decoder

  Explains every piece of insurance jargon in a pasted document in plain terms for the person reading it.

• Wording Change Compare

  Compares two versions of a policy wording and lists every material difference and who it favours.

• Police Report Extract

  Turns an accident or police report into a structured statement of the facts of loss for the claim file.

• Medical Bill Review

  Reads an itemised medical bill from an injury claim and returns a line-by-line summary with totals, dates of service and items to query.

• Exclusion Clause Finder

  Lists every exclusion, condition precedent and inner limit in a policy wording, with the clause reference for each.

• Proof Of Loss Check

  Checks a submitted proof of loss for the elements it must carry and returns accept, return to insured, or query.

• Bordereau Data Check

  Scores a delegated authority bordereau for data quality and lists the rows and columns that will fail the carrier's ingestion.

• Certificate Expiry Sweep

  Turns a spreadsheet of contractor or tenant insurance certificates into a dated list of what has lapsed and what expires next.

• Claims Register Triage

  Sorts an open claims export into a ranked worklist showing which files need attention first and why.

• Contract Insurance Requirements

  Pulls the insurance obligations out of a lease or supplier contract so the broker can test the client's cover against them.

• Deposition Transcript Digest

  Condenses a deposition or recorded statement transcript into the admissions, contradictions and dates that matter to the file.

• Damage Photo Note

  Turns a phone photo of damaged property or a vehicle into a factual damage note for the claim file.

• Roof Condition Snapshot

  Grades the visible condition of a roof or building exterior from a survey photo and flags what the underwriter should ask about.

• VIN Plate Capture

  Reads the vehicle identifiers off a photo of a VIN plate or registration document and returns them as clean fields.

• Contents Loss Itemizer

  Turns a photographed receipt or invoice into an itemised contents claim schedule ready to price.

• Housekeeping Hazard Scan

  Reviews a photo of a workshop, stockroom or warehouse floor and lists the housekeeping hazards a risk survey would record.

Pytania o te aplikacje

Czy aplikacja może dostosować się do naszego sposobu pracy?

Tak. Każdy plan obejmuje pewną liczbę aplikacji, które możesz dostosować, aby ich pola i instrukcje odpowiadały Twojemu sposobowi pracy.

Co musimy dostarczyć?

Tylko treść, o którą proszą pola, na przykład notatki, wiadomość lub fragment dokumentu. Nie udostępniaj więcej danych osobowych, niż wymaga zadanie.

Czy możemy uruchamiać te aplikacje z własnego oprogramowania?

Tak. API Ultineo AI uruchamia każdą aplikację, z której może korzystać Twój projekt, i zwraca jej odpowiedź po zakończeniu uruchomienia.