这些应用承担的工作
- 交易一目了然
为交易分类，解读晦涩的商户描述，并按支出拆分对账单。
- 信贷决策准备就绪
给出还款能力评估，起草信贷备忘录，并在申请被拒时撰写拒绝通知。
- 客户获得支持
根据客户的情况评估其财务健康状况，以便开启合适的对话。
该行业的应用
- Transaction Category Sorter
Returns every pasted statement line tagged with a spending category and a confidence level.
Ministral 3 · 14B
- Merchant Descriptor Decoder
Turns cryptic card descriptors into a readable merchant name, location and likely purchase.
Ministral 3 · 14B
- Statement Spend Breakdown
Gives an adviser a short read on where a customer's money went and what to ask about.
Ministral 3 · 14B
- Financial Wellness Score
Scores a customer's cash flow, savings buffer, debt load and resilience out of 100.
Ministral 3 · 14B
- Affordability Verdict Assistant
Returns a Pass, Refer or Decline verdict on a loan request with every calculation shown.
Granite 4 · 3B
- Adverse Action Notice
Drafts a compliant loan decline letter built only from the reasons you supply.
Ministral 3 · 14B
- Credit Memo Drafter
Turns raw borrower facts into a structured credit memo for the loan committee.
Ministral 3 · 14B
- Mortgage Offer Recap
Explains a mortgage offer to the borrower in plain language with the dates they must not miss.
Ministral 3 · 14B
- Suspicious Activity Narrative
Drafts the narrative section of a suspicious activity report from the alert facts you enter.
Ministral 3 · 14B
- Complaint Triage Router
Classifies an incoming banking complaint by type, severity, vulnerability signals and owning team.
Ministral 3 · 14B
- Dispute Case Summary
Condenses a card dispute into a five-line factual case file with the missing evidence flagged.
Ministral 3 · 14B
- Fee Jargon Explainer
Rewrites cryptic bank charges and fee codes into plain sentences a customer understands.
Ministral 3 · 14B
- Account Notice Translator
Translates a customer account notice into another language with every figure and deadline intact.
Ministral 3 · 14B
- Debt Payoff Sequencer
Orders a customer's debts into a payoff sequence and shows the monthly outlay it implies.
Ministral 3 · 14B
- Savings Goal Planner
Works out the monthly contribution needed to reach a savings goal and any shortfall.
Ministral 3 · 14B
- Onboarding Document Checklist
Lists the identity, address, tax and source-of-funds documents this account opening needs.
Granite 4 · 3B
- Arrears Call Script
Produces a compliant collections call script tailored to one customer's arrears situation.
Ministral 3 · 14B
- Teller Question Desk
Gives counter staff a short spoken answer to a customer question, based only on your policy notes.
Ministral 3 · 14B
- Card Product Matcher
Ranks your own card range against a customer profile and names the best fit with its break-even spend.
Granite 4 · 3B
- Open Banking Field Mapper
Maps an open banking payment payload onto your internal schema and returns the mapping code.
Ministral 3 · 14B
- Sanctions Hit Adjudicator
Returns a true match, discounted or refer verdict on one sanctions screening alert with the deciding field named.
Ministral 3 · 14B
- Customer Risk Rating
Rates a customer's money laundering risk low, medium or high with the driving factors set out.
Ministral 3 · 14B
- Scam Intervention Script
Gives a bank agent a live script to pause and question a payment that looks like a scam.
Ministral 3 · 14B
- Phishing Message Inspector
Classifies a forwarded message as likely genuine, suspicious or phishing and lists the signals behind it.
Ministral 3 · 14B
- Recurring Charge Auditor
Pulls every repeating payment out of a statement and flags price rises, duplicates and forgotten trials.
Ministral 3 · 14B
- Loan Covenant Extractor
Extracts every covenant, test date and reporting duty from a pasted facility agreement extract.
Ministral 3 · 14B
- Credit Score Action Plan
Turns a credit report summary into ranked actions with the effort and timescale each one takes.
Ministral 3 · 14B
- Remortgage Switch Comparison
Compares the customer's current mortgage deal with an offered one and says whether switching pays.
Ministral 3 · 14B
- Business Cash Flow Read
Reads an SME's monthly inflows and outflows and names the working capital risks to raise with the owner.
Ministral 3 · 14B
- Income And Expenditure Review
Totals a customer's declared income and outgoings into a surplus or deficit and flags the figures that look wrong.
Ministral 3 · 14B
- Bereavement Response Letter
Drafts a warm, accurate letter telling a bereaved family what happens next with the accounts held.
Ministral 3 · 14B
- Final Complaint Response
Drafts a final response letter answering every complaint point and stating the redress offered.
Ministral 3 · 14B
- Monthly Budget Builder
Turns income and fixed costs into a monthly budget with an amount set aside for each category.
Ministral 3 · 14B
- Household Bill Split
Splits shared household bills between people and gives the settling-up transfer each one owes.
Ministral 3 · 14B
- Fund Factsheet Summary
Condenses a pasted fund factsheet into what it holds, what it costs and what could go wrong.
Ministral 3 · 14B
- Investor Risk Profiler
Scores questionnaire answers into a risk profile band and highlights answers that contradict each other.
Ministral 3 · 14B
- Regulatory Change Impact Note
Turns a pasted regulatory extract into who inside the bank is affected and what has to change.
Ministral 3 · 14B
- Financial Promotion Review
Reviews marketing copy for a financial product and returns a pass, amend or block verdict with fixes.
Ministral 3 · 14B
- Chargeback Reason Code Selector
Picks the chargeback reason code that fits a dispute and lists the evidence the scheme will expect.
Ministral 3 · 14B
- Customer Call Note Builder
Turns messy agent call notes into a clean case record with follow-up actions and risk flags separated.
Ministral 3 · 14B
- Fraud Recovery Action Plan
Gives a scam victim an ordered plan of what to do first, who to notify and what evidence to keep.
Ministral 3 · 14B
- Pension Statement Explainer
Explains an annual pension statement in plain words, including charges and what the projection assumes.
Ministral 3 · 14B
- Transfer Instruction Checker
Extracts a payment instruction from a customer message and lists every detail still missing.
Ministral 3 · 14B
- Payslip Income Reader
Pulls the verified income figures out of uploaded payslips and separates the pay a lender can count from the pay it cannot.
Ministral 3 · 14B
- Statement Red Flag Scan
Reads a bank statement export and lists the patterns an underwriter or financial crime analyst will have to ask the customer about.
Ministral 3 · 14B
- Credit Agreement Key Facts
Turns a consumer credit agreement into the handful of numbers and clauses the borrower actually needs to see.
Ministral 3 · 14B
- Portfolio Statement Digest
Summarises an investment valuation statement into holdings, movement over the period and the charges quietly coming out.
Ministral 3 · 14B
- Self Assessment Walkthrough
Walks a taxpayer through their own tax calculation line by line and shows exactly where the bill came from.
Ministral 3 · 14B
- Bank Detail Change Check
Judges whether a request to change payment bank details carries the markers of an invoice redirection scam.
Ministral 3 · 14B
- Early Settlement Check
Explains a loan or mortgage redemption statement and makes clear what paying it off now really costs.
Ministral 3 · 14B
- Valuation Report Conditions
Extracts the conditions, retentions and re-inspection requirements buried in a property valuation report.
Ministral 3 · 14B
- Remittance Advice Decoder
Works out why an incoming payment landed short by reading the remittance advice or payment confirmation.
Ministral 3 · 14B
- Receipt Expense Capture
Reads a photographed receipt, assigns it an expense category and says whether it passes the spending policy.
Ministral 3 · 14B
- Cheque Detail Reader
Reads a photographed cheque and flags the mismatches that would send it back unpaid.
Ministral 3 · 14B
- Screenshot Error Triage
Turns a customer's screenshot of a banking app error into a plain cause and the next step for the agent.
Ministral 3 · 14B
- Asset Condition Photo Note
Describes the visible condition of an asset offered as security and drafts the note for the credit file.
Ministral 3 · 14B
应用如何运作
- 选择工作
每个应用承担该行业的一项工作，用一句话加以描述。
- 填写字段
将您的笔记、一条消息或文档摘录粘贴到应用要求填写的字段中。
- 使用回答
阅读可复制、发送或归档的结构化结果，或通过 Ultineo Reasoning API 获取。
关于这些应用的常见问题
可以。每个套餐都包含一定数量可自定义的应用，让其字段和指令遵循您自己的做法。
只需提供字段要求的内容，例如笔记、一条消息或文档摘录。请勿分享超出任务所需的个人数据。
可以。Ultineo Reasoning API 可以启动您的项目能够使用的任何应用，并在运行完成后返回其回答。